Our Story
Aditsh Fintech Pvt. Ltd. was founded in 2017 with a singular purpose: to bridge the credit gap faced by salaried professionals, micro-entrepreneurs, and small businesses across Tier 1 and Tier 2 India.
Registered with the Reserve Bank of India as a Non-Banking Financial Company (CIN: U65929DL2017PTC326684), we combine rigorous compliance with a borrower-first philosophy — because we believe every family deserves access to fair, affordable credit when they need it most.
From our base in Noida's Sector 94, we have grown to serve over 5,000 customers across multiple loan categories, maintaining an unwavering commitment to ethical lending, data privacy, and transparent pricing.
![Aditsh Fintech Logo](data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" width="500" height="500"><rect fill-opacity="0"/></svg>)
CIN: U65929DL2017PTC326684
What Drives Us
To democratise access to formal credit by offering fast, transparent, and affordable financial products to underserved individuals and businesses — leveraging technology to eliminate barriers and build lasting financial well-being.
To become India's most trusted NBFC for the aspiring middle class — a partner for life's important moments, whether it's education, healthcare, business growth, or a dream home — serving 1 million families by 2030.
Leadership
Experienced professionals with deep expertise in finance, technology, and compliance.
Director & Co-Founder
Brings extensive experience in NBFC operations, regulatory compliance, and building scalable lending businesses across North India.
Director & Co-Founder
Technology and product leader driving digital transformation in credit decisioning, automation, and customer experience at Aditsh Fintech.
Chief Risk Officer
Over 15 years in credit risk management across banking and NBFC sectors, with deep expertise in underwriting models and portfolio quality.
Governance
Regulated, audited, and accountable — every step of the way.
Registered Non-Banking Financial Company under RBI Act 1934. CIN: U65929DL2017PTC326684. Annual returns filed and maintained.
Strict adherence to RBI's Fair Practices Code for NBFCs. Transparent communication, no coercive recovery, and borrower rights upheld at all times.
End-to-end encryption of all customer data. Strict data localisation and access controls. Privacy policy updated in line with DPDP Act requirements.
Dedicated Grievance Redressal Officer (GRO) with 30-day resolution SLA. Escalation to RBI Ombudsman available as per regulatory guidelines.
Ecosystem
Working with regulated lending service providers and fintech partners to broaden credit access.
Associated digital lending partner enabling structured and compliant loan processing per RBI Digital Lending Guidelines.
| Website | www.finovatexlending.com |
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| Address | Unit No-508, Tower-B, Bhutani Alphathum, Sec-90, NEPZ Post Office, Gautam Buddha Nagar, Noida, Uttar Pradesh – 201305 |
| Website | www.blinkcredit.in |
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| Address | 2nd Floor, Block B, Delhi Industrial Area, New Delhi – 110015 |
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| Website | www.dhanly.in |
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For any complaints or grievances related to digital lending services, contact our designated GRO. We resolve all grievances within 30 days per RBI Fair Practices Code.
These disclosures are made per RBI Digital Lending Guidelines (RBI/2022-23/111). Aditsh Fintech Pvt. Ltd. (Reg. No. N-14.03414) is registered with the Reserve Bank of India.
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